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Overpay mortgage vs pay into pension

2018-05-23T18:04:40+00:00May 14th, 2018|Latest News, Mortgages, Pensions|

Overpay mortgage vs pay into pension A number of clients ask me the question: "Shall I invest my surplus monthly income into a pension or overpay the mortgage?" The answer, assuming other high interest debts are repaid and a sufficient emergency fund is in place is, "It depends". The first, and most important question [...]

Give up the daily coffee and retire a year early

2018-05-23T18:04:53+00:00February 25th, 2018|Latest News, Pensions|

Give up the daily coffee and retire a year early …was the option I presented to my client when discussing the first iteration of their financial plan. They were coming to the realisation that they would have to save more or retire later if they were to achieve their desired standard of living in [...]

Small Business Big Heart National Award

2019-01-03T12:53:03+00:00March 15th, 2017|Latest News|

Long-term DEBRA supporter David Hawes-Gatt (Director of Sevenoaks based company Chevening Financial) wins the Small Business Big Heart national award for his charitable work with local elderly ladies. Sir Michael Fallon, MP for Sevenoaks and Secretary of State for Defence, awarded the £1,000 prize to David for DEBRA, the charity of his choice, at a prize giving [...]