adjyh

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About adjyh

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So far adjyh has created 6 blog entries.

10 out of 10 for DEBRA

2018-10-04T13:31:45+00:00October 4th, 2018|Latest News|

10 out of 10 for DEBRA The words “your t-shirt is inside out” echoed through the group as staff of local Sundridge (near Sevenoaks) Independent Financial Advice firm Chevening Financial Ltd gathered at Toy’s Hill for their 10km walk to celebrate the company’s 10th Anniversary and raise awareness for DEBRA, the charity the company [...]

Child Benefit and the High Income Child Benefit Charge

2018-07-16T13:24:39+00:00July 16th, 2018|Latest News|

Child Benefit and the High Income Child Benefit Charge We recently took on a new client and during the fact-finding process discovered that they weren’t claiming Child Benefit. We worked together on building their financial plan and as part of that agreed to increase their pension contributions to help them achieve their agreed objectives. [...]

Overpay mortgage vs pay into pension

2018-05-23T18:04:40+00:00May 14th, 2018|Latest News, Mortgages, Pensions|

Overpay mortgage vs pay into pension A number of clients ask me the question: "Shall I invest my surplus monthly income into a pension or overpay the mortgage?" The answer, assuming other high interest debts are repaid and a sufficient emergency fund is in place is, "It depends". The first, and most important question [...]

Give up the daily coffee and retire a year early

2018-05-23T18:04:53+00:00February 25th, 2018|Latest News, Pensions|

Give up the daily coffee and retire a year early …was the option I presented to my client when discussing the first iteration of their financial plan. They were coming to the realisation that they would have to save more or retire later if they were to achieve their desired standard of living in [...]